Crypto for investors: learn, explore and track it all in one place

Luno's "Decoding Cryptocurrency" guide explains that crypto challenges traditional ideas about money and ownership. It introduces new ways to move value, store value and participate in a global digital economy.

Now, Discovery Bank brings that world closer to you.

Why is trading better from the Discovery Bank app?

With Luno integrated right into your Discovery Bank app, you have a familiar, secure and transparent space to learn and explore:

• Link your Luno account quickly
• Transfer money instantly between different accounts, with zero transfer fees
• Track your crypto alongside your other Discovery investments
• Earn Vitality Money Savings points for crypto balances
• Easily move between crypto and rands when needed

It's an easy, convenient way to understand this new asset class and how it fits into your financial life.

Help! I need to learn more about crypto investing

Don't worry, Luno's handy educational modules unpack key questions and answers like these:

• Why does decentralisation matter?
  Crypto removes the need for a single authority. Instead, value is maintained by a network of participants.
• What gives crypto value?
  Digital assets derive value from scarcity, community participation, utility and, in some cases, real-world use cases such as decentralised finance.
• How does blockchain work?
  Every transaction is recorded on a transparent, tamper-resistant ledger.
• How do I explore crypto investing responsibly?
  Crypto values can fluctuate, so start small, learn the basics and explore at your own pace.

FAQs for crypto investors

1. Who can use this feature?
   From December 2025, all South Africans aged 18 and over with a qualifying Discovery Bank account.
2. How do I link my Luno account?
   Tap Accounts - scroll down and tap Add Account - then Luno
3. Can I see my Luno balance in the Discovery Bank app?
   Yes. You can track your holdings and transaction history alongside your other accounts.
4. Can I withdraw to rands?
   You can sell your crypto on Luno and transfer the proceeds instantly to your Discovery Bank account.
5. Is this financial advice?
   No. All our content is for educational purposes only. Crypto values can rise or fall, so always assess your own risk tolerance.

Delve into digital, a tap at a time!

Investing in crypto doesn't have to feel overwhelming. With trusted access, transparent tools and built-in learning opportunities, Discovery Bank gives you a simpler way to delve into digital trading - the smart way.

This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.

Discovery Bank Ltd. Auth FSP 48657. Limits, Ts & Cs apply. Rewards based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend.

Investing in crypto assets with Luno may result in the loss of your capital.