Apply for a personal loan in minutes in the Discovery Bank app
09 September 2025
If you've been searching for a fast, secure personal loan, Discovery Bank has made it easier than ever.
Whether you're planning a home renovation, covering school fees, or booking that long-awaited holiday, you can apply for a personal loan in the Discovery Bank app in just a few taps - no queues, no paperwork.
Why choose a Discovery Bank Personal Loan?
- Borrow from R15,000 to R500,000
- Get money paid into your account shortly after approval
- Fixed monthly repayments for easier budgeting
- Loan terms from 6 to 72 months
Apply now in minutes
Not a Discovery Bank client? Here's how to apply:
- Download the Discovery Bank app.
- Open the app and tap Join the bank.
- Create a username and password and fill in your details.
- Tap Personal Loan when selecting an account.
- Follow the steps to submit your application.
Already a Discovery Bank client? Follow these steps:
- Log in to your banking app.
- Tap Accounts, tap the menu in the top-right corner, then Add account.
- Tap Personal Loan.
- Fill in the required information.
- Review your offer and tap Get this.
- Follow the steps to submit your application.
From tap to transfer, we make it seamless!
Smarter borrowing with Discovery Bank
At Discovery Bank, we're not just offering loans - we're helping you borrow responsibly. Personal loans can be used to fund planned expenses or projects, or to help cover unexpected costs without depleting your savings.
- Existing Discovery Bank clients can lower their interest rates with Vitality Money, making borrowing smarter and more affordable.
- Learn more about common misconceptions and how personal loans really work in our myth-busting blog.
Get your dream smile
or any other procedure you've been dreaming of.
Tie the knot
Plan your dream wedding and knowing everything is covered.
Secure the future
Pay all education expenses.
Take that trip
you've been planning.
With Discovery Bank, you get a personal loan tailored to you - fast, secure, and designed for South Africans who want a better way to manage their money.
Start your application today - apply in the Discovery Bank app and see what you qualify for.
This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.
Discovery Bank Ltd. Auth FSP 48657. Limits, Ts & Cs apply. Rewards based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend. Credit initiation and service fees may apply. Subject to credit approval.