Life cover at your fingertips: Introducing the Digital Life Plan
May 2026
Discovery Bank, in partnership with Discovery Life has launched the Digital Life Plan, a digital-first life policy available exclusively in the Discovery Bank app. Activate up to R3 million in life cover instantly, through a personalised digital application process, designed to fit entirely in the palm of your hand.
The Digital Life Plan offers a seamless and paperless journey from quote to cover by integrating directly into your daily banking experience.
Limited offer: Get a Digital Life plan quote in the Discovery Bank app and get Ð1,000
From 15 May until 30 June 2026, Discovery Bank clients can get rewarded with 1,000 Ðiscovery Miles simply by getting an obligation-free Digital Life Plan quote in the Discovery Bank app.
How to get started
Financial protection now as simple as checking your bank balance. To view your personalised Digital Life Plan quote:
- Log in to your Discovery Bank app.
- At the top of the Home Screen, tap on the downward arrow and then tap the Life icon
- Tap Apply for a Digital Life Plan and follow the prompts to complete your application.
If you already have a Discovery Life product, tap Add Policy then tap Apply for a Digital Life Plan and follow the prompts to complete your application.
Why choose the Digital Life Plan?
Instant application, personalised for you
Gone are the days of manual paperwork. The Digital Life Plan uses a digital underwriting process that asks relevant questions to provide a quote to you immediately.
- Accessible: Apply for up to R3 million Life cover directly in the Discovery Bank app.
- Convenient: The entire process, from the initial application to final underwriting questions, takes place digitally.
- Flexible: Tailor your plan with optional Advanced Illness and Disability cover to suit your unique lifestyle.
Get rewarded for living well
The Digital Life Plan doesn't just protect your future; it rewards your present. By managing your health and your money, you can significantly reduce the cost of your cover.
- Earn MilesBack: Get up to 20% of your premiums back in Ðiscovery Miles when you engage with Vitality Health and Vitality Money.
- Integrated rewards: Your life policy now works in tandem with your banking and wellness goals.
Support when it matters most
We understand that when a life-changing event happens, speed and reliability are essential. The Digital Life Plan is designed to provide immediate financial support to your loved ones when they need it most.
- Fast payout: An immediate payment of R50,000 of your life cover amount is paid out within 48 hours on death
- Peace of mind: Ensure your family has the funds to manage immediate expenses without delay.
Not a Discovery Bank client yet? Join now.
Discovery Life Limited. Registration number 1966/003901/06, is a licensed life insurer, and an authorised financial services and registered credit provider, NCR Reg No. NCRCP3555. Discovery Bank Limited. Registration number 2015/408745/06 is an authorised financial services and registered credit provider. FSP number 48657. NCR registration number NCRCP9997. Limits (including fair usage), terms and conditions apply. Rewards based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend..