New year, more rewards - make every kilometre count in 2026

Maximise your rewards in 2026 with Discovery Insure - from fuel cash back to discounted services, learn how to make this your most rewarding year on the road yet.
It's back to work and school. Have you thought about how your daily commute gives you the perfect opportunity to take charge of your driving habits, ensuring your safety on the road and earning rewards in the process?
Thanks to Vitality Drive, Discovery Insure's unique driver‑behaviour programme, you can turn safer driving into real savings - like getting fuel cash back every month and discounts on new tyres. Here's how your Discovery Insure plan type and Vitality Drive status help you access meaningful rewards and benefits, all year long, for a more rewarding 2026!
Get fuel cash back or Điscovery Miles - just for driving well
Vitality Drive rewards you for improving your driving behaviour and keeping your vehicle safe. You can earn up to 3,000 Vitality Drive points each month - and the higher your Vitality Drive status, the more you benefit.
When you sign up, you can choose between two benefit options (available on the Essential, Classic and Purple plans) and earn either:
- Fuel cash back - up to R1,500 each month or
- Điscovery Miles - up to Đ15,000 each month, with savings of up to 15% at partners in the Điscovery Miles+ network and double the discount on Miles Đ‑Day (which falls on the 15th of every month).
Get Weekly Active Rewards
Every week, as a Vitality Drive member, you'll receive a personalised drive goal, based on your driving behaviour in the previous week. When you achieve the goal, you earn a play on your Vitality Active Rewards gameboard to reveal Điscovery Miles (or you can opt for an instant reward, such as a coffee, or donate your instant reward to a good cause instead). Clients with a Discovery Bank account also get access to personalised gameboards and enhanced Vitality Active Rewards.
The bonus? You can now earn up to 750 Điscovery Miles a month for completing the personalised driving goals through the Advanced Driving Instructor (these rewards are separate from your weekly Vitality Active Rewards). This AI-powered, hyper-personalised driving coach helps protect those precious Vitality Drive points so you can reach higher Vitality Drive statuses. Read more here.
Get up to R1,500 in fuel rewards
You can get up to R1,500 in fuel rewards every month when you fill up at bp or Shell, or load money onto your Gautrain Swift card.
This is how we calculate your monthly fuel rewards:

- Vitality Drive clients who have a Discovery Bank account are automatically opted in to getting their fuel cash back paid out in Điscovery Miles, making this the best way to earn the most Điscovery Miles in a single transaction.
- If you have the Vitality Drive Fuel cash back benefit, you get access to an Insure Funder Account, a dynamic tool to help you fund your vehicle excess if you claim from Discovery Insure.
- You can also double your Vitality Drive fuel cash back by having it paid into your Insure Funder Account.
Save on vehicle maintenance, servicing and tyres
When your vehicle is insured with Discovery Insure: You can get up to 20% off at Bosch servicing centres for servicing or maintenance. Simply book an appointment online using your ID or passport number, vehicle registration, or Vitality Drive card. At your appointment, show your Vitality Drive card or ID to make sure you get your discount. In addition, if you have added the Discovery Insure Vehicle Warranty on your Discovery Insure plan, you can get up to 100% off your vehicle servicing and maintenance costs at Bosch, based on your Vitality Drive status.
Learn more about our Vehicle Warranty car servicing and maintenance discount.
You can also get up to 20% off new tyres at Tiger Wheel & Tyre. To qualify, the invoice must include tyres, and the discount also applies to all other costs on the invoice, such as wheel alignment. Simply show your Vitality Drive card to get the discount.
Save on car seats, premium increases and ride-sharing
- Depending on your status, Vitality Drive clients can get up to 50% off on child car seats every year from our partners Born Fabulous and Babies R Us.
- Claim-free clients with a consistent Diamond Vitality Drive status qualify for a guaranteed 0% renewal increase on their comprehensive vehicle premium.
- To help you save when getting from A to B, our Drive Me benefit enables all Purple and Classic plan clients to receive 50% off Uber trips between 18:00 and 06:00. Clients on the Essential Plan receive 20% off Uber trips between 18:00 and 06:00.
Make every journey count in 2026 - because with Vitality Drive and Discovery Insure, every trip is a chance to get more back.
GET A QUOTE TODAYDiscovery Insure Limited is an authorised financial services provider. Registration number 2009/011882/06. Limits, maximum fuel and Gautrain spend limits, terms and conditions apply. Go to www.discovery.co.za for more details or call 0860 751 751.
Get a quote with Discovery Insure today
To find out more, call us on 0860 751 751 or speak to your financial adviser.