Kickstart the new year with an insurance check-in

Start the year right by ensuring you have the right vehicle and home cover in place, because achieving peace of mind is one of the best New Year's resolutions you can make.

Whether you're reviewing vehicle and household items to make sure your cover is up to date or taking advantage of Discovery Insure's new offerings, here's how to set up 2026 for success.

Know what your vehicle insurance covers

Just off the showroom floor or pre-loved? Your wheels must be insured. Discovery Insure offers four car insurance plans: Core, Essential, Classic and Purple.

All plans offer comprehensive car insurance, rewards for driving well with Vitality Drive, trauma support, and emergency roadside assistance.

Depending on your plan choice, you can also benefit from:

• No excess for theft- and weather-related claims, or if an insured third party causes an accident
• Car hire for up to 30 days when you claim
• Personal liability cover

You can also add Discovery Insure's Vehicle Warranty which offers comprehensive mechanical breakdown and electrical failure cover and wear-and-tear cover for 36 critical vehicle components.

Scratches on your vehicle can happen at any time. With our Scratch and Dent cover, you are protected against minor damage to your vehicle's body such as chips, dents and scratches.

Protect your home

Is your home adequately insured? The rainy season is an ongoing feature in South Africa's warmer months, but severe weather, leaks or hail damage are risks over this period. Now is the time to check if your household contents and building insurance meet your needs.

Discovery Insure's household contents insurance covers your valuables for theft- and weather-related claims, with no excess on Classic and Purple plans. You also get on-call access to an emergency locksmith, electrician or plumber.

The outside of your home is just as important as the inside. Our building insurance provides cover for extreme weather, damage to gardens, swimming pools, boreholes and more. Our power-surge protection also safeguards your home and its contents, giving you peace of mind.

Remember your portable possessions

Perhaps you upgraded your smartphone or got a designer watch for Christmas. It's easy to forget about insuring portable possessions - until something goes missing from your bag or car. Discovery Insure's portable possessions cover includes:

• Clothing
• Camera and media devices
• Computing equipment
• Mobile communication devices
• Jewellery and watches
• Pedal cycles

Now is the perfect time to ensure your insurance keeps up with your life. Discovery Insure makes it easier than ever to start the year feeling protected and prepared.

To update your cover, call us on 0860 751 751 or speak to your financial adviser.